An applicant to the Institute who is denied enrolment in the CIA due to their criminal conviction(s) can appeal the decision of the Professionalism and Credential Monitoring Board (PCMB) to the Actuarial Profession Oversight Board (APOB). In that event, APOB will follow the procedure outlined in this policy to review the information and procedures that led to the PCMB’s decision to deny the applicant’s.