Starting out
Start saving early, even in small amounts. Time does a lot of the work for you.
Your money may need to last longer than you think.

Canadians are living longer. A Canadian who reaches age 65 can now expect to live about 21 more years, two years longer than in the early 2000s.1
Canada’s actuaries share practical tips to help you make your money go further in retirement.
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Actuaries are the experts in understanding longevity and how financial risks unfold over time. They help design the pensions, insurance and public programs Canadians count on.
Start saving early, even in small amounts. Time does a lot of the work for you.
Balance today’s priorities with tomorrow’s needs, and review your insurance as your family and income grow.
Decide when to start government benefits and how you will draw income from your savings. The timing can make a big difference. See what Canada’s actuaries say about retirement risks.
Make informed financial decisions at every stage of life. Download our free tip sheet for practical guidance to help you plan for the future with confidence.
Download the free tip sheet
Have a story idea or request? Contact Josée Gonthier, Corporate Communications and Language Services, to arrange an interview with an actuary in English or French.
Disclaimer: This content is shared with Canadians as general information and tips. It is not official financial advice.