This research paper derives incidence rates from general population sources for each of the most common or significant claim triggers (impairments/conditions/surgical procedures) found in the typical Canadian individual standalone critical illness insurance contract. The derived incidence rates represent population level of expected incidence, adjusted for several factors associated with insurance contracts such as contractual (rather than medical) definition of the condition, first-event diagnosis, survival periods and other factors, trended to 2008. The resulting incidence rates are referred to as the 2008 Canadian CI (CANCI) Tables.
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