Publication archives

Principles in the Design of an Optimal Retirement Income Security System

This research paper proposes how to build stable, achievable benefits with high probability of success, exploring concepts such as optimal private-sector pension design and fully funded models. Discover how these principles can drive positive change and strengthen the future of […]

Typologies of Long-Term Care: Classifying Ontario’s Long-Term Care System 

This paper aims to provide background information regarding different approaches to LTC provision, based on an international perspective. Such background will offer insights upon which subsequent working papers may build.

Long-Term Care in Canada: A Brief Overview of Access and Quality in Ontario and Quebec

Those requiring LTC, and their families, would benefit from a LTC system that provides an adequate supply of beds in facilities that are conveniently located and adequately and appropriately staffed with personnel providing attentive and considerate person-centered care, sensitive to […]

Balancing Act: Exploring Intergenerational Risk in Target Benefit Plans

Building upon the IFoA’s study of the Royal Mail CDC Scheme, this contributed research paper delves into three types of intergenerational cross-subsidies within TBPs: implicit cost transfers, shifts in investment risk and temporal cross-subsidies. The objective is to deepen the […]