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Publication archives

Advice Statement to the International Actuarial Association: Exposure Draft of IAN 300

The CIA submits comments to the International Actuarial Association on the Exposure Draft of International Actuarial Note (IAN) 300 focused on the topic of professional judgment.

Helping Canadians Prepare for the Risks of Retirement

Many Canadians face significant financial risks in retirement, from inflation and market volatility to unexpected expenses and longevity risk. This insight statement explores these challenges and highlights key strategies to navigate retirement with confidence.

Planning for a Secure Retirement – Fact sheet

Proactive planning can make all the difference in ensuring financial security in retirement. This fact sheet outlines key retirement risks, essential savings strategies, and the role of financial advisors in building a secure future. Featuring expert insights from Canada’s actuaries, […]

Advice statement to the Ontario Ministry of Finance: Variable Life Benefits Consultation

The CIA submits comments to the Ontario Ministry of Finance on its variable life benefits discussion paper.

Advice statement to the Ontario Ministry of the Attorney General: Quadrennial Review, Rules 53.09 and 53.10

The CIA submits comments to the Ontario Ministry of the Attorney General on its invitation to the CIA to provide input for the Quadrennial Review of Rules 53.09 and 53.10 by the Discount Rate Subcommittee of Ontario’s Civil Rules Committee.

Comments to OSFI on Draft LICAT 2025 Guideline

The CIA submitted comments to the Office of the Superintendent of Financial Institutions on the draft Life Insurance Capital Adequacy Test (LICAT) 2025 Guideline.

Comments to the AMF on Draft CARLI 2025 Guideline

The CIA submitted comments to the Autorité des marchés financiers on the draft Capital Adequacy Requirements Guideline – Life and Health Insurance (CARLI).

Draft regulation on divided co-ownership – Recognition of Fellow of the Canadian Institute of Actuaries as authorized to conduct contingency fund studies

The CIA submitted comments to the Société d’habitation du Québec on its draft regulation on divided co-ownership, recommending that the Fellow of the Canadian Institute of Actuaries (FCIA) be among the professionals authorized to carry out contingency fund studies.

Proposed changes to Old Age Security require robust financial analysis

The CIA submits comments to the federal government on the proposal to increase Old Age Security payments to individuals between the ages of 65 and 74 by 10%. The CIA urges the federal government to undertake a careful and comprehensive […]

The Evolution of Employer-Sponsored Long-Term Disability Plans

This insight statement explores the challenges and opportunities of adapting long-term disability benefits beyond age 65. It details key legal developments, the importance of age-based distinctions in long-term disability coverage, and how to design sustainable and inclusive plans that meet […]