Publication archives

Common Mortality Trend Model and Mortality Prediction

In the paper, we propose a framework to allow populations at disparate mortality development stages to be contemporaneously taken into account through a bivariate-population mortality system with an underlying process of common mortality trend (CMT).

Lapse Experience Under Universal Life Level Cost of Insurance Policies 2013-2019 – Pivot Tables

This workbook contains pivot tables from the CIA UL-LCOI lapse study for calendar years 2013–2019.

Lapse Experience Under Term-to-100 Insurance Policies 2013-2019 – Pivot Table

This workbook contains pivot tables from the CIA T100 lapse study for calendar years 2013-2019.

Lapse Experience Under Term-to-100 Insurance Policies 2013-2019 – Lapse Table

This workbook contains lapse tables from the CIA T100 lapse study for calendar years 2013-2019.

Lapse Experience Under Term-to-100 Insurance Policies 2013-2019 – Report

This is the seventh lapse experience study covering Term-to-100 and similar insurance policies (collectively referred to as T100) for 2013-2019.

Lapse Experience Under Universal Life Level Cost of Insurance Policies 2013-2019 – Report

This is the fourth lapse experience study covering universal life level cost of insurance policies (referred to as “LCOI”; “UL” is used to refer to all types of universal life policies).

Report 4: COVID-19 Canadian Insurance Industry Monthly Aggregate Data Analysis

As the COVID-19 pandemic continues to run its course throughout the world and in Canada, our collective understanding of the virus and its impact grows. Research projects and data collection efforts are happening on many fronts, and the Canadian Institute […]

Research paper – Covid-19: Setting the stage for a basic minimum income plan

Canada has some experience with minimum income experiments; the 1970s Mincome experiment in three Manitoba towns is an example. The costs of the experiment were shared by the federal and provincial governments (Forget 2018). In 2016, Ontario announced a pilot […]

Research report: Canadian Individual Life Experience for Policy Year 2018-2019 – Database for the last 5 years combined

This zip file contains mortality databases (and text files describing them) for the last five policy years combined. It is referred to in the 70th annual report of the intercompany mortality experience for Canadian individual life insurance policies.

Research report: Canadian Individual Life Experience for Policy Year 2018-2019 – Database for last 10 years

This zip file contains mortality databases (and text files describing them) for each of the last ten policy years. It is referred to in the 70th annual report of the intercompany mortality experience for Canadian individual life insurance policies. *The […]