Publication archives
Research Paper: High-Water Mark Fee Structure in Variable Annuities
The fee structure of variable annuities is important for both insurers and policy-holders. A well-designed fee structure may help reduce the risk exposure of the insurer and simultaneously increase the welfare of the policy-holder. In this research paper, we propose […]
Member paper: A Comparative Analysis of PfAD Design
Several Canadian pension jurisdictions have revised their funding regulations for defined benefit pension plans in recent years, aiming to eliminate or ease the solvency funding requirement while strengthening the going-concern funding requirement by adding a provision for adverse deviation (PfAD). […]
Report 2: Canadian Insurance Industry Monthly Aggregate Data Analysis
As the COVID-19 pandemic continues to run its course throughout the world and in Canada, our collective understanding of the virus and its impact grows. Research projects and data collection efforts are happening on many fronts, and the Canadian Institute […]
14th Annual Survey of Emerging Risks – Key Findings
The 14th Emerging Risks survey provides a snapshot of risk management preparedness, showing how teams are preparing for the worst while strategizing for the best outcomes. This report presents the major findings from the survey. The full report covering the […]
Lapse and Mortality Experience of Post-Level Premium Period Term Plans 2012-2017 – Report
This joint report from the CIA and the Society of Actuaries illustrates the impacts of numerous variables on post-level term lapse rates. The report finds that the shock lapse rate tends to be highest when premiums move from one level […]
Lapse and Mortality Experience of Post-Level Premium Period Term Plans 2012-2017 – Tables
This joint report from the CIA and the Society of Actuaries illustrates the impacts of numerous variables on post-level term lapse rates. Those are accompanying tables and materials for the report
Report 1: Canadian Insurance Industry Monthly Aggregate Data Analysis
Individual life insurance claims increased in April and May, at the height of the first wave of COVID-19, compared to the same period in 2019. Read the full report for highlights on data aggregated from 13 insurance companies in Canada […]
13th Survey of Emerging Risks
If 2019 was the calm before the storm, 2020 is the year of emerging risks. Learn how risk managers are preparing for their most challenging year yet in the 13th Survey of Emerging Risks.
13th Survey of Emerging Risks – Executive Summary
If 2019 was the calm before the storm, 2020 is the year of emerging risks. Learn how risk managers are preparing for their most challenging year yet in the 13th Survey of Emerging Risks.