Publication archives

Report 3: Canadian Insurance Industry Monthly Aggregate Data Analysis

As the COVID-19 pandemic continues to run its course throughout the world and in Canada, our collective understanding of the virus and its impact grows. Research projects and data collection efforts are happening on many fronts, and the Canadian Institute […]

C-19 Canadian Mortality Model Report

The C-19 Canadian Mortality Model was developed in Excel after a request for papers (RFP) was put out by the Research Council of the Canadian Institute of Actuaries (CIA) in the spring of 2020. The RFP requested research related to […]

C-19 Canadian Mortality Model Report – Tables

The C-19 Canadian Mortality Model was developed in Excel after a request for papers (RFP) was put out by the Research Council of the Canadian Institute of Actuaries (CIA) in the spring of 2020. The RFP requested research related to […]

Population aging, implications for asset values, and impact for pensions plans: An international study

This is the capstone paper from a multi-year research agenda entitled “Population Aging, Implications for Asset Values, and Impact for Pension Plans: An International Study.” The project was performed in multiple overlapping stages, and a number of papers and presentations […]

Research Paper: High-Water Mark Fee Structure in Variable Annuities

The fee structure of variable annuities is important for both insurers and policy-holders. A well-designed fee structure may help reduce the risk exposure of the insurer and simultaneously increase the welfare of the policy-holder.  In this research paper, we propose […]

Member paper: A Comparative Analysis of PfAD Design

Several Canadian pension jurisdictions have revised their funding regulations for defined benefit pension plans in recent years, aiming to eliminate or ease the solvency funding requirement while strengthening the going-concern funding requirement by adding a provision for adverse deviation (PfAD). […]

Report 2: Canadian Insurance Industry Monthly Aggregate Data Analysis

As the COVID-19 pandemic continues to run its course throughout the world and in Canada, our collective understanding of the virus and its impact grows. Research projects and data collection efforts are happening on many fronts, and the Canadian Institute […]

14th Annual Survey of Emerging Risks – Key Findings

The 14th Emerging Risks survey provides a snapshot of risk management preparedness, showing how teams are preparing for the worst while strategizing for the best outcomes. This report presents the major findings from the survey. The full report covering the […]

Lapse and Mortality Experience of Post-Level Premium Period Term Plans 2012-2017 – Report

This joint report from the CIA and the Society of Actuaries illustrates the impacts of numerous variables on post-level term lapse rates. The report finds that the shock lapse rate tends to be highest when premiums move from one level […]

Lapse and Mortality Experience of Post-Level Premium Period Term Plans 2012-2017 – Tables

This joint report from the CIA and the Society of Actuaries illustrates the impacts of numerous variables on post-level term lapse rates. Those are accompanying tables and materials for the report