Deadline approaching: file your CPD

File your CPD compliance statement before February 28, 2025, to avoid a fine and ensure that your membership remains in good standing.

All News

Pension Awareness Day sparks vital reminder for retirement experts

February 15 is Pension Awareness Day at the Financial Services Regulatory Authority of Ontario (FSRA).

Does retirement need to retire?

The next generation of older workers will behave differently. We need to discuss how to change the parameters of retirement to adapt to these changes.

Pensions in France: A legacy

In France, the age of retirement was set at 65 despite less than 10% of the population living to that age. Disability benefits were not provided for.

The New Funding Regime for Defined Benefit Pension Plans

Many Canadian jurisdictions have implemented reforms to their pension legislation, adopting a new funding regime known as “going-concern plus” for defined benefit (DB) pension plans.

More Should Be Done to Encourage Ontarians to Save for Retirement

A recent poll commissioned by the Financial Services Regulatory Authority of Ontario(FSRA) found that 88% of respondents feel more needs to be done to encourage people to save for retirement, while 60% feel there is not enough public information available about pensions.

Canadian Institute of Actuaries Weighs In on Québec Pension Plan’s Eligibility Age

The Canadian Institute of Actuaries (CIA) will offer its insights on changes to the Québec Pension Plan (QPP) today, as part of the Government of Québec’s public consultation on the plan, which takes place every six years.

There are NOT two kinds of pension plans

Introductory presentations on pension plans often begin with an explanation that there are two kinds of pension plans: defined contribution and defined benefit. The problem with this starting point is that none of it is true.

COVID-19 sets the stage for basic income, but can it work?

Actuaries have consistently played a key role in the development of Canada’s system of social protection. As such, this discussion highlights the many areas for actuarial advice as we try to improve this system for Canadians in the post-COVID era.

Building on a tradition of collaboration at the 2021 OCA Seminar

On September 13, FCIAs Michel St-Germain, Damien Lapointe Nguyen, Alyssa Hariton, and France Panneton presented at OSFI’s 2021 Office of the Chief Actuary (OCA) Seminar, a triennial event calling on the expertise of demographic, economic, and investments experts to share their views on long-term perspectives.

The alone stage of retirement: A risk exacerbated by gender

There is a growing proportion of baby boomer women who will end up living alone at older ages with limited incomes, and for whom health and daily activity issues will become more burdensome. It is this middle stage and into the late stage of retirement that many women will also find themselves alone and having to cope with both financial and non-financial issues – a period referred to as “the alone stage of retirement”.