Professional Development

2017 CIA Annual Meeting

June 21–22, 2017
Québec City Convention Centre, Québec

Session 37 • Product Innovation in Group Benefits

Predictive Analytics – Your Credit or Your Life!  This session will provide an example of how predictive analytics has been used recently to create a behavioural index that is highly predictive of mortality and lapse. Mr. Schuh will discuss TrueRisk Life (TRL), a mortality credit score and powerful tool for individual life insurance pricing and underwriting, with potential applications for the group life market as well. Attendees will gain an understanding of how predictive analytics can be used in a life insurance setting.

The result of over 10 years of research and development, the ISA (interface de soutien assisté) artificial intelligence core developed by Ellipse Synergie enables continuous interaction with users, increased understanding, and real-time intervention. This innovative technology is currently deployed in different applications and service categories, including Epsylio and Implicio. Epsylio is an employee assistance program (EAP) that provides front-line smart technology support dynamically tailored to users seeking support. Implicio can assist insurers and market intermediaries with claims management, disability management, tele-underwriting, or sales by facilitating dialogue with clients and optimizing system processes.



Elliot Bauer

Partner Re



Manulife Logo

Moody's Analytics Logo


Oliver Wyman

RGA Logo

Society of Actuaries


Hannover Re


Quebec City