{"id":847844,"date":"2026-11-05T12:55:20","date_gmt":"2026-11-05T17:55:20","guid":{"rendered":"https:\/\/www.cia-ica.ca\/fr\/publications\/\/"},"modified":"2026-11-05T12:56:22","modified_gmt":"2026-11-05T17:56:22","slug":"226106f","status":"publish","type":"publication","link":"https:\/\/www.cia-ica.ca\/fr\/publications\/226106f\/","title":{"rendered":"Promouvoir des strat\u00e9gies de d\u00e9caissement efficaces pour la population canadienne"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Cet \u00e9nonc\u00e9 de principe met en lumi\u00e8re le fait que la phase de d\u00e9caissement \u00e0 la retraite, c&rsquo;est-\u00e0-dire le processus de conversion de l&rsquo;\u00e9pargne en revenu de retraite, constitue l&rsquo;un des d\u00e9fis les plus n\u00e9glig\u00e9s \u00e0 laquelle la population canadienne est confront\u00e9e, en particulier les m\u00e9nages \u00e0 revenu interm\u00e9diaire qui d\u00e9pendent des r\u00e9gimes de retraite publics et de leur \u00e9pargne personnelle, mais qui n&rsquo;ont souvent pas acc\u00e8s \u00e0 des conseils complets en mati\u00e8re de retraite. L&rsquo;\u00e9nonc\u00e9 souligne que la retraite n&rsquo;est pas un \u00e9v\u00e9nement unique, mais un processus s&rsquo;\u00e9talant sur plusieurs d\u00e9cennies, qui exige de prendre en permanence des d\u00e9cisions concernant les d\u00e9penses, la long\u00e9vit\u00e9, le risque li\u00e9 aux placements, les besoins en mati\u00e8re de sant\u00e9 et les sources de revenus.<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":true,"ep_exclude_from_search":false,"wicket_organization":""},"publication-category":[116],"publication-topic":[136],"publication-type":[147],"class_list":["post-847844","publication","type-publication","status-publish","hentry","publication-category-enonces","publication-topic-regimes-de-retraite","publication-type-enonces-de-conseil"],"acf":{"accession_number":"226106","status":"Current","members_only":false,"language":"Bilingual","link":null,"link_view_count":"","file":847846,"file_view_count":6,"author":"","group":"pac-public-affairs-council","volunteer_group":null,"format":"PDF","num_of_pages":22,"related":[604432]},"_links":{"self":[{"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/publication\/847844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/publication"}],"about":[{"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/types\/publication"}],"acf:post":[{"embeddable":true,"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/publication\/604432"}],"wp:attachment":[{"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/media?parent=847844"}],"wp:term":[{"taxonomy":"publication-category","embeddable":true,"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/publication-category?post=847844"},{"taxonomy":"publication-topic","embeddable":true,"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/publication-topic?post=847844"},{"taxonomy":"publication-type","embeddable":true,"href":"https:\/\/www.cia-ica.ca\/fr\/wp-json\/wp\/v2\/publication-type?post=847844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}